A moradia como serviço público

uma alternativa a propriedade privada na provisão habitacional

Abstract

The article discusses housing as a social right and proposes the conception of social housing as a public service to expand housing access, especially for low-income populations. It argues that Brazilian housing policies focus on the acquisition of property, generating social exclusion by catering mainly for families with the capacity to finance, while the others are put into commodification and debt. The study's methodology is exploratory and based on a bibliographical review of the right to housing and the right to the city. The text questions the predominance of private property in Brazil, the result of a history of valuing the home that reinforces the ideal of housing as a commodity. It also discusses the impact of housing finance policies, based on the main housing provision programs in the country, and explores alternatives to individual ownership, such as social renting and housing integrated with services. Finally, it reinforces the need to rethink housing as a public service, which can guarantee the right to the city, and to assist families who cannot afford the traditional financing model. A housing approach based on the social dimension and geared towards the needs of the vulnerable population in Brazilian cities.